health care issue |
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Allison
New Member Joined: 03 Dec 2009 Status: Offline Points: 19 |
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Posted: 03 Dec 2009 at 10:04am |
Just a quick note about travelers insurance. It only covers accidents and emergencies. Regular office visits, ongoing treatments and pre-existing conditions are not covered. I thought it was worth it especially since I am not used to walking or driving in SNOW. Six months of coverage in Ontario costs about $800 CAD.
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Maja
Junior Member Joined: 30 Nov 2009 Location: Mississauga, ON Status: Offline Points: 12 |
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Alberta is actually the nicest province to move in. You get medical insurance right after landing. A lot of immigrants that landed in other provinces tried to move to Alberta just to get medical coverage, but for someone moving from Ontario or any other province to Alberta is waiting period 3 months.
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Vienna:
Apr 14/09 - Application received at CIC-M April 28/09 - Decision made, letter sent May 20/09 - AOR received Aug 31/09 - PPR request by email Sep 3/09 - Got visa Oct 27/09 - Landed in Canada |
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mitamata
New Member Joined: 29 Nov 2009 Location: Surrey, BC Status: Offline Points: 71 |
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Oh, good to know. Guess you don't need temp insurance in Alberta then :)
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Outland - spousal - Vienna - 2009
Feb 16th - app received at CPC-M Mar 3rd - decision made at CPC-M Mar 27th - received AOR Apr 29th - PPR received via email May 12th - Passport with visa received :) |
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Mrs.Sam
Junior Member Joined: 29 Nov 2009 Location: Alberta Status: Offline Points: 84 |
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Brilliant! I never thought about "Travel Insurance". Given that Alberta Residents are eligible for Provincial Health Care immediately upon landing (and retroactive), it doesn't make sense for my husband. But it certainly would make sense for other provinces where you have to wait the three months.
Edited by Mrs.Sam - 30 Nov 2009 at 8:32am |
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"Knowledge is Power" Sir Francis Bacon 1597
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mitamata
New Member Joined: 29 Nov 2009 Location: Surrey, BC Status: Offline Points: 71 |
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For BC health: I believe the coverage kicks in on the 3rd month of your residence, not the 3rd month after you send the application. So even if you send it a month or two after landing, provided it gets processed in time (it does take a couple of weeks), the coverage should still kick in on the 3rd month of residency.
As for Blue Cross... When I came here, I went to Blue Cross to get insurance for the first few months until I qualified for BC Health. It was no issue getting insurance with them. Mrs.Sam, I suspect you were asking about the wrong thing. Never mind adding him to your plan. What you need is travel insurance, ask them about that - it's the same thing someone who came to visit Canada for a couple of months would get. I pretty sure they should have that available in all provinces. It's only temporary, get it until the provincial health care kicks in. I got mine for 3 months, paid $328 for it. |
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Outland - spousal - Vienna - 2009
Feb 16th - app received at CPC-M Mar 3rd - decision made at CPC-M Mar 27th - received AOR Apr 29th - PPR received via email May 12th - Passport with visa received :) |
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job_seeker
Senior Member Joined: 29 Nov 2009 Status: Offline Points: 627 |
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[QUOTE=mitamata] BC Health care doesn't kick in until the 3rd month that you've resided in the province. So, if you apply, you would be covered starting with January 1st. Since you're leaving in January, I don't think it's worth the hassle.
I don't know the details of NS health care, but according to their site: [quote] Hi mitamata, What if the application was not sent at once? Would BC Health care consider the previous months' stay as counting towards the 3 month mandatory residence requirement? |
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Mrs.Sam
Junior Member Joined: 29 Nov 2009 Location: Alberta Status: Offline Points: 84 |
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Re: Blue Cross (Alberta)..... I looked into this last week for my husband (who hasn't landed yet).
Alberta Blue Cross's procedure is to do a medical review and it is a 30 day wait period before he can be activated for benefit coverage - and that's already on my existing plan! I'm not sure if that is the process for other provinces though so you might want to look into that???? He also has to be an Alberta resident with a valid Alberta Health Care card to qualify for an individual health plan through Alberta Blue Cross. I wonder if it's the same for other Blue Cross Plans, and if you have to wait... (you can't get a number until you confirm that you are an Alberta Resident and thus have to confirm with bills etc. that you live in the province. So how does that work?) It seems like its a catch 22 and very disapointing. Either way, you have to wait! I've already added his name to my present utilities, cable, and other bills so that we have proof that he lives here and can get Alberta Health Care immediately... but the Blue Cross thing is throwing me.
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"Knowledge is Power" Sir Francis Bacon 1597
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kandareen
Average Member Joined: 29 Nov 2009 Location: Vancouver Status: Offline Points: 170 |
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If you can't quality for BC medical, you can always get temporary coverage from a company like Blue Cross. That is what I will put my husband on for 3 months when he arrives here from overseas. BC Medical won't kick in until after that waiting period.
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jed
New Member Joined: 29 Nov 2009 Status: Offline Points: 6 |
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thanks for the response. yip i will give them a call tomorrow for sure.
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mitamata
New Member Joined: 29 Nov 2009 Location: Surrey, BC Status: Offline Points: 71 |
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BC Health care doesn't kick in until the 3rd month that you've resided in the province. So, if you apply, you would be covered starting with January 1st. Since you're leaving in January, I don't think it's worth the hassle.
I don't know the details of NS health care, but according to their site:
http://www.gov.ns.ca/health/msi/eligibility.asp That leads me to assume you are eligible and probably should apply. There's a contact phone number on that page I posted, maybe you can give them a call and find out for sure. Edited by mitamata - 30 Nov 2009 at 12:01am |
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Outland - spousal - Vienna - 2009
Feb 16th - app received at CPC-M Mar 3rd - decision made at CPC-M Mar 27th - received AOR Apr 29th - PPR received via email May 12th - Passport with visa received :) |
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